Consumer Credit Director
Recruiting Partner: Tami Belanger
Wellesley, Massachusetts | Finance | Hybrid | $156,000 to $219,000 | Job ID: 171559
Job Summary
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Consumer Credit Director
Join a growing, forward-thinking bank where you will help shape the future of consumer lending strategy. This is a highly visible leadership role partnering directly with executive leadership to drive portfolio performance, profitability, and innovation across consumer credit products.
Consumer Credit Director Benefits and Compensation:
• Competitive base salary ($150,000 – $220,000)
• Target annual bonus of approximately 20%
• Hybrid work environment
• Leadership role with executive exposure and strategic influence
• Opportunity to build and shape expanding consumer lending programs
Consumer Credit Director Requirements and Qualifications:
• 10+ years of progressive experience in consumer credit risk within banking or financial services
• Bachelor’s degree in Finance, Economics, Mathematics, Statistics, Engineering, or related quantitative field
• Lead consumer credit strategy aligned with risk appetite, growth goals, and capital management
• Develop and manage underwriting policies, scorecard segmentation, and portfolio monitoring processes
• Oversee portfolio performance metrics including delinquency, losses, utilization, and risk-adjusted returns
• Provide pricing recommendations and implement early warning and loss mitigation strategies
• Lead loss forecasting and support CECL and stress-testing processes
• Present analytical findings and recommendations to senior leadership
Consumer Credit Director Preferred Background & Skills:
• Experience managing or mentoring credit risk, analytics, or underwriting teams
• Strong portfolio analytics and modeling experience (scorecards, forecasting, segmentation, pricing)
• Knowledge of consumer lending regulatory requirements (fair lending, UDAAP, ECOA, FCRA, TILA, SCRA, MLA)
• Ability to translate complex analytics into clear strategic recommendations for executives
• Experience working cross-functionally with finance, compliance, operations, and technology partners
JOB ID: 171559
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Tami Belanger
To Apply for this Job Click Here
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Additional Information
At Goodwin Recruiting, our clients seek qualified candidates, and that is what we deliver. A person’s age, gender, race, color, marital or family status, national origin, disability, religion, veteran status, sexual orientation, gender identity has no bearing on whether they are able to do the job. We evaluate the knowledge, skills, and abilities that meet the requirements of the position and aim to open doors and change lives. We work hard to identify a broad slate of candidates for each of our clients, with many hiring success stories to share.
Tami Belanger
Goodwin Recruiting
